01 / 08Türkiye · As of 2026-11

Design leader · Fintech & B2B SaaS · 15 years

AI can draw the screen.I decide which screenmoves the business.

I take products from zero to one, scale them to millions, then make them profitable. Three 0→1 launches and 1.6M+ wallets so far. Today I lead design for AI Agent and messaging products at Insider One.

Furkan Açıkgöz by a canal in Rotterdam, drink in hand
Mendix · Rotterdam
02 / 08 · Letter from the designer

Dear reader,

I design trust. It started with checkout buttons, the kind you hesitate over for a second too long, and now it's AI agents that act on your behalf. Same question, bigger stakes: would you let this thing handle your money?

I started as a front-end developer at Markafoni, coding the checkout. Technically, it worked. Commercially, people kept walking away at the last step, and nobody could tell me why. I went looking for the answer and never really came back to code.

My first user test there turned the whole thing upside down: the problem wasn't the checkout at all, it was order tracking. That's the lesson I still lean on. Listen to people while you learn the numbers; each explains what the other can't. And debating button colours? Fifteen years in, I've yet to see it save a single sale.

The scenes changed, the question didn't. At Garanti BBVA, features we shipped reached a million people within weeks. At iyzico, sketches on paper became products that pay their own way. Now at Insider One, my team and I are making our highest-MRR products more profitable, one agent at a time.

This page is my annual report: the holdings, the numbers and the bets behind them. Thanks for reading it, and you're welcome to ask about the footnotes.

Furkan AçıkgözProduct Design Team Lead, Insider One
A Mendix community event in Rotterdam: a speaker on stage in front of a seated audience
Mendix · Rotterdam · community event
0→1Insider One
▲0→1
Agent One, AI agent product1
0→1iyzico
▲1.6M+
wallet accounts opened2

Built for 35M unbanked adults in Türkiye

0→1iyzico
▲33%
“Pay with iyzico” conversion3
1→NGaranti BBVA
▲84
mobile app NPS4
1.2MQR withdrawals / month5
40k+e-commerce sites on Checkout Form6
+25%hotel booking conversion7
10designers · 4 product groups8
30→1 launches9
+30%Marketplace user satisfaction10
Built at
04 / 08 · Portfolio holdings · Impact ledger

Fifteen years, eight balance sheets.

Every product I've worked on, the stage it was in, and the economy it touched.

As of 2026-11
Insider OneProduct Design Team Lead2024 — nowActiveShareownerAgent One (AI Agent), WhatsApp, SMS, RCS, Email0→11→NN→$Agent One launchedMeta partnershipSMS cost ↓

Leading a cross-functional design team across Agent One (AI Agent), WhatsApp, SMS, RCS and Email: integrating user research and analytics into data-driven product decisions.

Economy touched
B2B SaaS, global brands
Sector
B2B SaaS
MendixSenior Product Designer2022 — 2024Marketplace for a low-code platform1→N+30% user satisfaction3rd-party ecosystem growth

Led the Marketplace experience for the low-code platform: benchmarking and user testing that lifted user-satisfaction scores by 30%, built on the design system for usability and accessibility.

Economy touched
Low-code developer ecosystem
Sector
Low-code
iyzico (PayU)Product Design Team Lead2019 — 2022Options realisedWallet, Pay with iyzico, Checkout, Merchant Panel, Buyer Protection0→11→NN→$1.6M+ walletsCR 16% → 33%

Led the experience design team behind Checkout Form (used by 40k+ e-commerce sites), Pay with iyzico, iyzico Wallet for unbanked and underbanked people, Merchant Panel and Buyer Protection.

Economy touched
100k+ merchants · acquired by PayU for $165M
Context
1.6M+ wallet accounts · built for 35M unbanked adults in Türkiye
Sector
Payments
Garanti BBVA TechnologySenior UX Designer2015 — 2019Mobile banking: QR withdrawal, P2P, loans, virtual POS1→N5 → 1 min1.2M/moNPS 63 → 84

Designed and optimised flows for key banking apps (loans, QR withdrawal, P2P, virtual POS); usability testing with diverse user groups, including Tobii eye tracking; Google Analytics and Hotjar to measure satisfaction.

Economy touched
One of Türkiye's largest banks
Sector
Banking
UserspotsUX Designer & Optimisation Specialist2015A/B testing programs for clientsN→$Hypothesis-driven test roadmaps

eCommerce and mobile optimisation for clients: workshops to find optimisation areas, wireframes and A/B tests (Optimizely, Google Optimize, VWO) with PMs and business analysts.

Economy touched
eCommerce, travel, finance
Sector
CRO / Consulting
MetglobalUX Designer2014 — 2015Hotel booking redesignN→$+25% booking conversion

Flows, wireframes and information architecture for hotel-booking facelift projects; taught UX principles to PMs and developers and built a user-centred mindset across the team.

Economy touched
Online travel
Sector
Travel
MarkafoniFront-End Developer → UX Designer2012 — 2014Checkout optimisation; founded the UX teamN→$First UX hire → team

Joined as a front-end developer (Markafoni, Zizigo, Misspera, Enmoda) and became the first UX designer in 2013: checkout optimisation and QUAL + QUANT research in the product flow.

Economy touched
Fashion eCommerce
Sector
E-commerce
Wingie Enuygun GroupFront-End Developer2011 — 2012Flight booking, mortgage application (front-end dev)Engineering roots

Front-end developer at Enuygun.com (now Wingie Enuygun Group): flight booking and mortgage-application projects for web and mobile web.

Economy touched
Online travel
Sector
Travel
Total tenure 15y 9mSectors B2B SaaS · Low-code · Payments · Banking · E-commerce · Travel
05 / 08 · Balance sheet of skills

Assets on both sides of the ledger.

How I lead people, and what I use to ship. I started as a front-end developer and studied business; I run the design team like a product.

SoftAssets08 items
  1. 01Leading a 10-person design teamAcross four product groups at Insider OneNow
  2. 02Every designer owns a numberConversion, activation, churn, cost per message
  3. 03Knowing the stageStaffing and rituals differ for 0→1, 1→N and N→$ teams
  4. 04Strategy & vision presentationsTaking design direction to the management team
  5. 05Go-to-market with PMsLaunch strategy for new products and features
  6. 06Research as a growth loopTests, analytics and A/B results feed the roadmap
  7. 07Workshops & design critiqueProblem framing with stakeholders; critiques that raise the bar
  8. 08LanguagesTurkish (native), English (professional), Dutch (elementary)
TechnicalAssets10 items
  1. 01Design & prototypingFigma, Framer, Sketch, Miro, Zeplin, InVision, KeynoteCore
  2. 02Interactive prototypingHTML / CSS / JS
  3. 03User testingRemote & moderated (Zoom, Teams), Tobii eye tracking
  4. 04Product analyticsGoogle Analytics & Hotjar (both certified), Countly, Data Studio
  5. 05A/B testing & CROOptimizely, Google Optimize, VWOCRO
  6. 06Funnel & checkout optimisationCheckout forms, merchant sign-up, booking flowsPayments
  7. 07AI-native workflowAI handles the drafting; designers spend time on judgmentAI
  8. 08B2B SaaS & low-code platformsInsider One, Mendix Marketplace
  9. 09Payments & banking flowsiyzico, Garanti BBVA: wallets, QR, loans, virtual POSBanking
  10. 10Front-end rootsShipping code since 2011; studied business
Total soft08
Total technical10
Source: résumé & LinkedIn 2026 · Certified: Google Analytics · Hotjar · IxDF UX Management✓ Balanced — design craft × business outcome
06 / 08 · Case files

One designer, three stages of a product's life.

Each case starts with the business problem and ends with the number. Full cases include client work under NDA, so they are shared privately: request access.

0→1Zero to one

Find a real problem, shape a product that didn't exist, get to first traction with a small team.

1→NOne to many

Scale what works through distribution, partnerships and flows that hold up at millions of uses.

N→$Many to margin

Make a mature product more efficient: less cost per message, more conversion per visit.

iyzico · 2019–220→1

A wallet for 35 million people the banks left out

Merchants were losing sales to bank transfers and pay-at-door. We designed iyzico Wallet and “Pay with iyzico” so unbanked shoppers could pay online, with top-up channels, a prepaid card and a new checkout tab.

1.6M+wallets16→33%conversion100k+merchants reached
Full case · protected
Insider One · 2024–0→1

Agent One: shipping an AI agent product from zero

We took Insider One's AI Agent from concept to launch: deciding what the agent should own, where people stay in the loop, and how trust is earned inside a B2B marketing workflow.

Livelaunched
Full case · protected
Garanti BBVA Technology · 2015–191→N

Card-less withdrawal with a QR code

Cutting ATM queues by letting the app replace the card.

5→1 minper withdrawal1.2Muses / month
Full case · protected
Mendix · 2022–241→N

Mendix Marketplace: benchmarking our way to happier builders

Benchmarking and user testing across the Marketplace for the low-code platform, then interfaces built on the design system for usability and accessibility.

+30%user satisfaction
Full case · protected
Insider One · 2024–1→N

WhatsApp × Meta: design as a distribution channel

Joint projects with Meta that put our product where businesses already are.

Full case · protected
Insider One · 2024–N→$

SMS: designing for margin

Product and UX decisions that lowered the cost of every message we send.

Full case · protected
Annual Report · 41s · silent▶ Play

Fifteen years in forty-one seconds.

The same data that powers this page — holdings, metrics and skills — rendered as a silent annual report with Remotion. When a number changes, the film re-renders.

Protected case study

Request the full case.

Full cases include client work under NDA, so I share them one to one. Tell me a little about you and I'll send the case over by email.

Opens your mail app with everything filled in, addressed to acikgoz.furkan@gmail.com.